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Bride reclining on a leather sofa
INVESTOR BRIEF · 2026
LUXURY RENTAL & RESALE
Luxury, on her terms.
Creating a revolving door of luxury — powered through data.

Rent the Runway proved women would rent fashion. Nuuly proved subscriptions could scale it. Borrow Luxury is proving the endgame: the company that knows why she rents — and what she buys next — owns the most valuable asset in luxury.

TRACTION · FIRST 18 MONTHS
Five inventory partners. Insurance and technology secured. NMotion Accelerator.
$318K
REVENUE
52%
RENTAL MARGIN
42%
SALE MARGIN
30%
REPEAT CUSTOMERS
$4,950
PURCHASE AOV
$430
RENTAL AOV
The model. Inventory on consignment; revenue shared — 25% of every rental, 45% of each sale. Subscription launches post-funding.
THE ASK
$500,000
Convertible note
6% interest · 20% discount
$3.5M post-money cap
$150K ALREADY COMMITTED
Stacked diamond tennis bracelets
WHY NOW

Luxury consumers are shifting toward access over ownership, while jewelers hold high-value inventory that no longer turns at the pace rising gold and diamond costs demand. Pressure to move pieces without discounting has never been higher.

WHY WE WILL WIN

Every borrowed piece generates a data point: who wore it, for what occasion, at what price, and what she bought after. Idle inventory becomes recurring cash flow — and a behavioral dataset showing which pieces move, which customers convert, and where lifetime value actually comes from. This dataset is also the exit: insight into luxury consumer behavior is what retailers and private equity firms acquire for.

"The data is how we exit."
THE OCCASION ECONOMY
$235B
the market, at a $430 average rental ticket.
$1.04B AT LESS THAN 1% CAPTURE
For her vows.
2.1M U.S. weddings a year · bridal parties of five
For the gala.
1.5M charities · two events a year · 357 attendees
For the crown.
75,000 pageant contestants · six events · five changes each
COMPARABLES   Vivrelle, $62M Series C — subscription-only members' club, a model that limits its subscribers. Rent the Runway, IPO at $1.32B on $203.3M revenue. Rocksbox, acquired by Signet for $14.4M.
THE NEXT 18 MONTHS
0–6
MONTHS

Launch the affiliate and ambassador program — recruiting from pageant systems, charity galas, and bridal — while preparing the subscription model and driving rental demand through sponsorships and targeted digital marketing. Milestone: rental volume, affiliate traction, rental-to-purchase conversion data.

6–12
MONTHS

Launch the jewelry subscription box on the back of the affiliate network, expand advertising into the Midwest, and scale proven channels. Milestone: recurring revenue and regional expansion.

12–18
MONTHS

Build the data engine — pushing the right pieces to the right demographics — activate micro-influencer marketing, and continue deep customer discovery. Milestone: $1M ARR in 20 months, diversified revenue mix.

USE OF FUNDS
Pinpointed marketing$225K
Vetted talent$125K
Technology$50K
Affiliate program$50K
Subscription model$50K
THE EXIT

Liquidity through future rounds. The dataset — luxury consumer behavior across rental, subscription, and resale — is what retailers and private equity acquire for.

THE TEAM
Marisanne Cofer
CO-FOUNDER · CEO

12 years in retail and wholesale jewelry; grew a single-location retailer from $300K to $6M in four years.

Dara Cunningham
CO-FOUNDER · COO

Executive in B2B account management across insurance, lifestyle branding, and experiential marketing.

Amber Johnson
MARKETING DIRECTOR

10+ years of digital marketing and retail experience across advertising and press strategy.

Tim Mannon
FRACTIONAL CTO

Cross-functional technical leader building AI infrastructure and self-designed simulation software.

Bride beneath a veil
THE RAISE
$500,000 — with $150K already committed.

Launch Tennessee has accepted us into their program with a $100,000 private capital match. Our business advisor, with us from the beginning, has committed an additional $50,000.

CONVERTIBLE NOTE · 6% · 20% DISCOUNT · $3.5M CAP